Options for Helping Elderly Parents

We all want to see our elderly parents happy, safe and well cared for and at the same time be respectful of their wishes and views. Holidays and get togethers with elderly family members are often times when it becomes evident that there needs to be some family discussions about how to best support your…

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Guarantor Beware!

Have you ever been asked to be a guarantor? Do you have children may be a more telling question in this scenario. Many people do “go guarantor” for their children or family members and this is often an effective way to enable the child or family members (borrower) to purchase a home without the need for expensive…

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Reverse Mortgages

Reverse mortgages enable you to withdraw equity from your home.  With a reverse mortgage there is no obligation to make any repayments of principal or interest.  Perhaps you have the problem of being asset/equity rich and cash poor and you need funds to assist with some home renovations for old age, to fund some lifestyle…

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Man’s Best Friend

Medium and high-density living is becoming more popular, and with certain areas experiencing high population growth, it is also becoming necessary. So, if we are leaving the “white picket fences” behind, what about our treasured companions, or man’s (woman’s) best friend? We often hear from Buyers that agents have told them “the Body Corporate cannot…

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Finance Definition Contract

Finance definition and what you need to know in relation to your Contract. It is an often-misconstrued understanding that if you have pre-approval of finance, you will have the funds from your financier available at settlement. Pre-approval does not constitute an unconditional offer from your Bank for finance. That is why it is important you…

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Title Deeds No Longer Required

Lost your original certificate of title?  No need to panic! As of 1 October 2019, original paper Certificates of Title (also known as title deeds) do not need to be presented (or found!) in order to sell or deal with property. Previously, where a paper Certificate of Title was issued for a property, it needed…

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Superannuation Taxation Issues

Do I have to concern myself about taxation issues? Because superannuation is a low tax environment some people – particularly those who take their own advice – overlook the need for tax planning in their superannuation succession arrangements. Whilst superannuation can be a low tax environment, it is important to remember that tax may be…

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How to Keep Your Home Secure Over Christmas

  The festive season is just about upon us, and if you are going to be a way over the Christmas period you need to consider how to keep your home secure over the Christmas holidays. Christmas holidays is the time for family and friends, but it is also the time when there is an…

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